Terms of Use

Last updated: September 2, 2025

Please read these Terms of Use carefully before accessing or using any part of this website or the services offered through it. By accessing or using this website, you confirm that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree to these terms, you must discontinue use of this website immediately.

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1. Acceptance of Terms

These Terms of Use constitute a legally binding agreement between you and Pyvantir governing your access to and use of pyvantir.com and all associated services, features, content, and functionality. Your continued use of the website following any updates to these terms constitutes your acceptance of the revised terms.

2. Eligibility

You must be at least 18 years of age to use this website and its services. By using this website, you represent and warrant that you meet this age requirement and that you have the legal capacity to enter into a binding agreement. If you are accessing this website on behalf of an organization, you represent that you have authority to bind that organization to these terms.

3. Description of Services

Pyvantir provides an AI-driven expense categorization platform and related services delivered through online infrastructure. The scope, features, and availability of services may be modified, expanded, or discontinued at any time at the sole discretion of Pyvantir. Access to certain features may require registration, a subscription, or payment.

4. Account Registration and Security

4.1 Account Creation

Certain services may require you to create an account. You agree to provide accurate, current, and complete information during registration and to keep that information up to date. You are responsible for all activity that occurs under your account.

4.2 Credentials

You are solely responsible for maintaining the confidentiality of your login credentials. You must notify Pyvantir immediately at [email protected] if you become aware of any unauthorized access to or use of your account. Pyvantir is not liable for any loss or damage arising from your failure to protect your credentials.

4.3 Account Termination

Pyvantir reserves the right to suspend or terminate your account at any time, with or without notice, if we reasonably believe you have violated these Terms of Use or engaged in conduct harmful to other users, Pyvantir, or third parties.

5. Acceptable Use

5.1 Permitted Use

You may use this website and its services only for lawful purposes and in accordance with these Terms of Use. You agree to use the services in a manner consistent with all applicable laws and regulations.

5.2 Prohibited Conduct

You agree not to engage in any of the following:

6. Intellectual Property

6.1 Ownership

All content on this website, including but not limited to text, graphics, logos, icons, images, data compilations, software, and the overall design, is the property of Pyvantir or its licensors and is protected by applicable intellectual property laws.

6.2 Limited License

Pyvantir grants you a limited, non-exclusive, non-transferable, revocable license to access and use the website and services for your personal or internal business purposes. This license does not include any right to sublicense, sell, or commercially exploit the services or any content derived from them.

6.3 Feedback

If you submit feedback, suggestions, or ideas regarding the services, you grant Pyvantir an unrestricted, perpetual, irrevocable, royalty-free license to use, reproduce, and incorporate such feedback into the services without any obligation to you.

7. User-Submitted Content

If you submit, upload, or otherwise transmit content through the services, you represent that you own or have the necessary rights to that content and that it does not infringe any third-party rights. You grant Pyvantir a non-exclusive, worldwide, royalty-free license to use, process, and store such content solely to the extent necessary to provide the services. Pyvantir does not claim ownership of your content.

8. Privacy and Data

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. By using the website, you consent to the collection and use of your information as described in the Privacy Policy. Pyvantir processes data in connection with the provision of AI-driven expense categorization and related services in accordance with applicable data protection principles.

9. Third-Party Links and Services

This website may contain links to third-party websites or integrate with third-party services. These links are provided for convenience only. Pyvantir has no control over and assumes no responsibility for the content, privacy practices, or availability of any third-party websites or services. Your use of third-party resources is entirely at your own risk and subject to their respective terms.

10. Disclaimers

10.1 No Warranty

The website and all services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Pyvantir does not warrant that the services will be uninterrupted, error-free, or free of harmful components.

10.2 AI-Generated Outputs

The expense categorization outputs produced by Pyvantir's AI systems are generated automatically and are intended to assist, not replace, human judgment. Pyvantir makes no warranty regarding the accuracy, completeness, or suitability of any categorization output for any specific financial, accounting, or compliance purpose. You are solely responsible for verifying outputs before relying on them for any decision.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Pyvantir, its directors, employees, partners, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or business opportunity, arising out of or in connection with your use of or inability to use the website or services, even if advised of the possibility of such damages.

In no event shall Pyvantir's total aggregate liability to you for all claims arising out of or relating to these Terms of Use or the services exceed the total amount paid by you to Pyvantir in the three months preceding the claim, or, if no fees were paid, the sum of SGD 100.

12. Indemnification

You agree to indemnify, defend, and hold harmless Pyvantir and its officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, judgments, losses, costs, and expenses, including reasonable legal fees, arising out of or relating to your use of the services, your violation of these Terms of Use, or your infringement of any third-party rights.

13. Modifications to the Services and Terms

Pyvantir reserves the right to modify, suspend, or discontinue any aspect of the services at any time without notice or liability. Pyvantir may also revise these Terms of Use at any time by updating this page. The date at the top of this page indicates when the terms were last revised. Your continued use of the website after any such changes constitutes your acceptance of the updated terms.

14. Governing Terms and Dispute Resolution

These Terms of Use shall be governed by and construed in accordance with general principles of commercial law without reference to any specific national jurisdiction's conflict of law provisions. In the event of any dispute arising out of or relating to these terms, the parties agree to first attempt to resolve the matter through good-faith negotiation. If a resolution cannot be reached informally, disputes shall be submitted to binding arbitration conducted in the English language. Nothing in this section prevents either party from seeking injunctive or other equitable relief where appropriate.

15. Severability

If any provision of these Terms of Use is found to be invalid, unlawful, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, it shall be severed from these terms. The remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms of Use, together with the Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and Pyvantir with respect to your use of the website and services and supersede all prior agreements, representations, and understandings.

17. Contact

If you have any questions about these Terms of Use or wish to report a concern, please contact us: